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Solar Financing · PM Surya Ghar
Eligible households can get collateral-free financing for residential rooftop solar through participating nationalized banks — currently 5.75% p.a., linked to the repo rate, with up to 10 years to repay.
What you get
Current PM Surya Ghar financing provision
01
Register
Start your rooftop solar application on the PM Surya Ghar portal.
02
Choose financing
Apply through a participating bank or approved digital lending channel.
03
Get approved
The lender sets your loan amount, rate and repayment terms.
04
Install & repay
Proceed with installation and repay according to the lender's schedule.
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